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If you don’t have a high interest savings account earning more than 1{f4f1c227a9297829d6c2f0b223ad0188fddc4ac1a871d87b426e6cec743bfd5b}, then you should open an account at Synchrony, Capital One 360 or another recommended by NerdWallet.
You can connect your bank and create an automatic schedule for recurring transfers. I love that the Capital One 360 has their savings goals setup: www.capitalone.com/bank/360savings-guide
They make it easy, because you get to set the amount of how much you want to save by what date for what purpose, and then it calculates how much you have to transfer to the savings account based on how often you want the transfers to occur. This makes it easy and fun to save.
Let your money work for you! Automation immediately changes your mentality with saving. If you don’t have the money, you won’t spend it.
Most high interest online-only savings accounts, take a couple days to get the cash unless you get a Debit card, so it makes using it more thoughtful.
Do you really want to take out $60 for that sweater, instead of be $60 further towards the down payment on your house, your dream trip for the year, or that tool you’ve been eyeing?
The dollars make the tens and the tens make the twenties.
The twenties make the hundreds and the hundreds make the thousands.
Stash it away!
